Tennessee homeowners nonrenewal rates by county
Share of homeowners policies the insurer chose not to renew, by county and year, sorted by the most recent rate. The data comes from insurers representing roughly 65 percent of the market, aggregated by the U.S. Senate Budget Committee, and was released once, in December 2024; it will not update.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| HANCOCK | 2.29% | 1.46% | 0.00% | 0.63% | 1.14% | 2.27% |
| MOORE | 1.50% | 1.01% | 0.46% | 0.00% | 1.66% | 1.63% |
| UNION | 0.83% | 0.59% | 0.49% | 0.62% | 0.65% | 1.55% |
| HARDEMAN | 1.35% | 0.87% | 0.59% | 1.29% | 1.21% | 1.51% |
| TROUSDALE | 2.02% | 1.27% | 0.00% | 0.87% | 0.78% | 1.50% |
| VAN BUREN | 0.87% | 0.83% | 0.76% | 1.71% | 0.92% | 1.47% |
| BENTON | 1.08% | 0.36% | 0.70% | 1.20% | 0.51% | 1.39% |
| CROCKETT | 0.50% | 0.67% | 0.49% | 1.59% | 1.07% | 1.34% |
| SHELBY | 1.34% | 1.00% | 0.63% | 1.07% | 0.97% | 1.34% |
| HICKMAN | 0.92% | 0.77% | 0.46% | 0.60% | 0.56% | 1.32% |
| CHESTER | 0.95% | 0.59% | 0.11% | 0.42% | 0.90% | 1.31% |
| JACKSON | 0.75% | 1.13% | 0.66% | 1.06% | 0.55% | 1.30% |
| BLEDSOE | 1.15% | 1.05% | 0.23% | 0.94% | 1.17% | 1.27% |
| WAYNE | 1.08% | 0.74% | 0.87% | 0.68% | 0.50% | 1.26% |
| HARDIN | 0.63% | 0.63% | 0.57% | 0.94% | 1.09% | 1.25% |
| TIPTON | 1.02% | 0.91% | 0.39% | 0.94% | 0.82% | 1.25% |
| MCMINN | 0.93% | 0.89% | 0.63% | 0.68% | 1.02% | 1.24% |
| HUMPHREYS | 0.78% | 0.74% | 0.48% | 0.98% | 1.45% | 1.23% |
| HENDERSON | 1.21% | 0.72% | 0.54% | 0.61% | 0.73% | 1.22% |
| LAUDERDALE | 1.10% | 0.84% | 0.69% | 1.54% | 1.48% | 1.20% |
| UNICOI | 1.44% | 0.57% | 0.37% | 1.34% | 0.51% | 1.20% |
| HOUSTON | 1.63% | 1.57% | 0.73% | 0.90% | 0.60% | 1.16% |
| JOHNSON | 0.64% | 0.64% | 0.44% | 0.97% | 1.15% | 1.14% |
| WHITE | 0.58% | 0.61% | 0.44% | 1.12% | 0.69% | 1.14% |
| FRANKLIN | 0.97% | 0.78% | 0.52% | 0.56% | 0.51% | 1.13% |
| GIBSON | 0.62% | 0.79% | 0.60% | 0.90% | 0.71% | 1.13% |
| DAVIDSON | 1.13% | 1.06% | 0.70% | 0.82% | 0.69% | 1.12% |
| LINCOLN | 1.25% | 0.83% | 0.33% | 0.86% | 0.69% | 1.11% |
| WEAKLEY | 0.76% | 1.15% | 0.53% | 1.43% | 0.83% | 1.11% |
| RHEA | 1.00% | 0.86% | 0.45% | 0.58% | 0.65% | 1.10% |
| MORGAN | 0.60% | 0.80% | 0.31% | 0.63% | 0.69% | 1.08% |
| HAYWOOD | 0.81% | 1.00% | 0.51% | 1.25% | 1.18% | 1.07% |
| MADISON | 1.48% | 0.92% | 0.59% | 1.05% | 0.78% | 1.06% |
| CANNON | 1.11% | 0.87% | 0.53% | 1.17% | 0.77% | 1.05% |
| FAYETTE | 0.81% | 0.75% | 0.30% | 0.61% | 0.74% | 1.05% |
| MEIGS | 0.31% | 1.24% | 0.52% | 0.44% | 0.73% | 1.04% |
| ANDERSON | 0.86% | 0.90% | 0.49% | 0.59% | 0.60% | 1.03% |
| OBION | 0.63% | 0.63% | 0.16% | 1.34% | 0.99% | 1.02% |
| MACON | 0.42% | 0.67% | 0.70% | 0.32% | 0.43% | 1.01% |
| DEKALB | 0.52% | 0.77% | 0.45% | 0.76% | 0.75% | 0.98% |
| GRUNDY | 1.51% | 0.92% | 0.37% | 1.29% | 0.29% | 0.98% |
| SMITH | 0.66% | 1.03% | 0.48% | 1.14% | 0.76% | 0.98% |
| CHEATHAM | 1.16% | 0.90% | 0.63% | 0.67% | 0.47% | 0.97% |
| DECATUR | 0.94% | 0.27% | 0.77% | 1.56% | 0.68% | 0.97% |
| DICKSON | 1.05% | 0.77% | 0.48% | 0.64% | 0.44% | 0.97% |
| ROANE | 0.78% | 0.88% | 0.46% | 1.04% | 0.82% | 0.96% |
| SULLIVAN | 0.71% | 0.65% | 0.51% | 0.64% | 0.84% | 0.96% |
| WASHINGTON | 1.10% | 0.80% | 0.45% | 0.60% | 0.77% | 0.96% |
| CAMPBELL | 0.94% | 0.52% | 0.55% | 0.46% | 1.04% | 0.94% |
| HAWKINS | 0.88% | 0.68% | 0.47% | 0.68% | 0.74% | 0.92% |
| ROBERTSON | 0.97% | 0.84% | 0.48% | 0.63% | 0.49% | 0.91% |
| MARION | 1.01% | 0.75% | 0.65% | 1.16% | 0.64% | 0.90% |
| CLAY | 0.19% | 0.56% | 0.37% | 0.54% | 0.35% | 0.89% |
| MONROE | 0.68% | 0.71% | 0.39% | 0.59% | 0.56% | 0.89% |
| RUTHERFORD | 0.90% | 0.77% | 0.50% | 0.54% | 0.49% | 0.88% |
| SEVIER | 0.75% | 0.58% | 0.44% | 0.45% | 0.59% | 0.88% |
| GILES | 0.90% | 0.57% | 0.65% | 1.09% | 0.98% | 0.86% |
| PERRY | 1.12% | 1.99% | 0.21% | 0.58% | 0.35% | 0.86% |
| WARREN | 0.63% | 0.68% | 0.49% | 1.03% | 1.10% | 0.86% |
| CARTER | 0.81% | 0.71% | 0.53% | 0.96% | 0.68% | 0.85% |
| MCNAIRY | 0.68% | 0.83% | 0.54% | 1.02% | 0.94% | 0.85% |
| LAWRENCE | 0.61% | 0.77% | 0.35% | 0.58% | 0.81% | 0.84% |
| SUMNER | 0.73% | 0.76% | 0.42% | 0.52% | 0.46% | 0.84% |
| WILLIAMSON | 0.74% | 0.78% | 0.58% | 0.50% | 0.50% | 0.84% |
| BEDFORD | 0.70% | 1.20% | 0.46% | 0.59% | 0.59% | 0.83% |
| CARROLL | 0.56% | 1.11% | 0.62% | 0.93% | 1.00% | 0.83% |
| POLK | 0.69% | 1.09% | 0.52% | 0.83% | 0.93% | 0.81% |
| GREENE | 0.86% | 0.50% | 0.42% | 0.74% | 0.60% | 0.79% |
| HAMILTON | 1.02% | 0.80% | 0.51% | 0.73% | 0.71% | 0.79% |
| BRADLEY | 0.92% | 0.81% | 0.47% | 0.59% | 0.61% | 0.78% |
| HAMBLEN | 1.02% | 0.53% | 0.38% | 0.70% | 0.66% | 0.77% |
| HENRY | 0.81% | 0.62% | 0.25% | 0.84% | 0.92% | 0.77% |
| KNOX | 0.85% | 0.82% | 0.47% | 0.48% | 0.48% | 0.77% |
| MONTGOMERY | 1.04% | 0.46% | 0.40% | 0.48% | 0.56% | 0.77% |
| WILSON | 0.76% | 0.65% | 0.43% | 0.69% | 0.47% | 0.76% |
| COFFEE | 1.09% | 0.80% | 0.27% | 0.51% | 0.61% | 0.72% |
| OVERTON | 0.44% | 0.63% | 0.40% | 0.73% | 0.34% | 0.72% |
| CUMBERLAND | 0.58% | 0.51% | 0.19% | 0.45% | 0.58% | 0.70% |
| PUTNAM | 0.84% | 0.58% | 0.34% | 0.71% | 0.51% | 0.70% |
| LEWIS | 1.40% | 1.10% | 0.77% | 1.44% | 0.70% | 0.69% |
| CLAIBORNE | 0.63% | 0.52% | 0.38% | 0.66% | 0.52% | 0.68% |
| MAURY | 1.11% | 0.69% | 0.52% | 0.53% | 0.70% | 0.68% |
| SEQUATCHIE | 1.07% | 0.41% | 0.29% | 0.39% | 0.56% | 0.67% |
| BLOUNT | 0.77% | 0.95% | 0.56% | 0.43% | 0.50% | 0.66% |
| GRAINGER | 0.88% | 0.63% | 0.39% | 0.62% | 0.57% | 0.66% |
| COCKE | 0.52% | 0.82% | 0.73% | 0.44% | 0.53% | 0.65% |
| JEFFERSON | 0.54% | 0.74% | 0.61% | 0.46% | 0.55% | 0.61% |
| LOUDON | 0.73% | 0.67% | 0.26% | 0.51% | 0.47% | 0.61% |
| MARSHALL | 1.18% | 0.59% | 0.36% | 0.69% | 0.57% | 0.60% |
| SCOTT | 0.48% | 0.55% | 0.72% | 0.31% | 0.56% | 0.57% |
| DYER | 0.40% | 0.56% | 0.52% | 0.47% | 0.89% | 0.56% |
| PICKETT | 0.63% | 0.32% | 0.30% | 1.71% | 0.81% | 0.51% |
| FENTRESS | 0.84% | 0.95% | 0.36% | 0.62% | 1.05% | 0.41% |
| LAKE | 1.84% | 1.86% | 0.46% | 1.31% | 2.01% | 0.38% |
| STEWART | 1.09% | 1.04% | 1.15% | 0.65% | 1.08% | 0.35% |
Source: U.S. Senate Budget Committee, "Next to Fall," December 2024. Aggregated across reporting insurers; no company-level breakdown exists in the release. A high rate means insurers pulled back in that county, not that any specific company did.