Montana homeowners nonrenewal rates by county
Share of homeowners policies the insurer chose not to renew, by county and year, sorted by the most recent rate. The data comes from insurers representing roughly 65 percent of the market, aggregated by the U.S. Senate Budget Committee, and was released once, in December 2024; it will not update.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| GARFIELD | 1.67% | 1.67% | 1.67% | 0.00% | 0.00% | 3.41% |
| PRAIRIE | 0.00% | 2.38% | 0.00% | 0.00% | 0.00% | 2.70% |
| PETROLEUM | 0.00% | 3.03% | 0.00% | 0.00% | 0.00% | 2.22% |
| CARTER | 0.00% | 0.00% | 0.00% | 2.33% | 0.00% | 2.08% |
| LIBERTY | 0.00% | 0.00% | 0.00% | 1.00% | 3.20% | 1.89% |
| LINCOLN | 0.56% | 0.75% | 0.36% | 0.57% | 0.97% | 1.84% |
| JEFFERSON | 0.87% | 0.49% | 0.25% | 0.34% | 0.69% | 1.83% |
| ROOSEVELT | 0.98% | 0.46% | 0.23% | 1.54% | 1.90% | 1.77% |
| POWELL | 1.04% | 0.86% | 0.47% | 0.80% | 0.85% | 1.75% |
| FLATHEAD | 0.71% | 0.39% | 0.35% | 0.44% | 0.81% | 1.51% |
| DANIELS | 1.53% | 0.00% | 0.00% | 0.00% | 0.66% | 1.49% |
| TOOLE | 1.37% | 1.66% | 0.00% | 0.95% | 2.07% | 1.47% |
| LEWIS AND CLARK | 0.70% | 0.71% | 0.27% | 0.34% | 0.55% | 1.33% |
| PONDERA | 1.20% | 0.49% | 0.62% | 0.72% | 0.53% | 1.33% |
| MADISON | 0.31% | 0.10% | 0.25% | 0.32% | 0.74% | 1.30% |
| SILVER BOW | 0.71% | 0.46% | 0.37% | 0.41% | 0.74% | 1.30% |
| LAKE | 0.57% | 0.63% | 0.49% | 0.48% | 0.79% | 1.24% |
| SANDERS | 0.66% | 0.72% | 0.19% | 0.39% | 0.84% | 1.19% |
| MUSSELSHELL | 0.78% | 0.73% | 0.68% | 0.75% | 0.67% | 1.15% |
| RAVALLI | 0.50% | 0.50% | 0.37% | 0.57% | 0.83% | 1.15% |
| BIG HORN | 0.87% | 0.87% | 0.42% | 0.52% | 0.50% | 1.10% |
| MISSOULA | 0.46% | 0.39% | 0.27% | 0.31% | 0.75% | 1.09% |
| MINERAL | 0.67% | 0.65% | 0.44% | 0.73% | 1.46% | 1.08% |
| GLACIER | 0.84% | 0.51% | 0.29% | 0.73% | 1.33% | 1.01% |
| PARK | 0.62% | 0.50% | 0.39% | 0.36% | 0.66% | 0.97% |
| TETON | 0.90% | 0.51% | 0.32% | 0.60% | 0.69% | 0.94% |
| BLAINE | 0.75% | 1.00% | 0.25% | 0.69% | 1.51% | 0.89% |
| VALLEY | 0.70% | 0.71% | 0.45% | 0.57% | 0.54% | 0.89% |
| CARBON | 0.66% | 0.26% | 0.25% | 0.50% | 0.44% | 0.88% |
| GALLATIN | 0.33% | 0.33% | 0.31% | 0.32% | 0.47% | 0.84% |
| MCCONE | 0.00% | 0.93% | 0.45% | 0.00% | 0.45% | 0.82% |
| CASCADE | 0.75% | 0.62% | 0.42% | 0.46% | 0.62% | 0.78% |
| CUSTER | 0.99% | 0.45% | 1.06% | 0.53% | 0.42% | 0.77% |
| DEER LODGE | 1.38% | 1.01% | 0.25% | 0.49% | 1.09% | 0.72% |
| SWEET GRASS | 0.28% | 0.40% | 0.26% | 0.37% | 0.58% | 0.71% |
| JUDITH BASIN | 0.00% | 0.53% | 0.00% | 1.15% | 0.71% | 0.70% |
| BEAVERHEAD | 0.45% | 0.43% | 0.42% | 0.55% | 0.43% | 0.67% |
| GRANITE | 0.48% | 0.28% | 0.27% | 0.68% | 0.97% | 0.65% |
| BROADWATER | 0.61% | 0.66% | 0.41% | 0.56% | 0.81% | 0.63% |
| HILL | 0.90% | 0.53% | 0.38% | 0.41% | 0.67% | 0.57% |
| DAWSON | 0.41% | 1.00% | 0.44% | 0.89% | 0.86% | 0.54% |
| PHILLIPS | 0.77% | 0.57% | 0.57% | 0.74% | 1.23% | 0.53% |
| FERGUS | 0.25% | 0.15% | 0.14% | 0.25% | 0.52% | 0.51% |
| YELLOWSTONE | 0.62% | 0.65% | 0.57% | 0.39% | 0.35% | 0.51% |
| RICHLAND | 0.74% | 0.88% | 0.16% | 0.40% | 0.86% | 0.50% |
| MEAGHER | 0.00% | 1.08% | 0.26% | 1.65% | 1.57% | 0.45% |
| STILLWATER | 0.44% | 0.67% | 0.23% | 0.26% | 0.21% | 0.45% |
| CHOUTEAU | 0.52% | 0.74% | 0.00% | 0.45% | 0.42% | 0.41% |
| SHERIDAN | 0.71% | 0.92% | 1.20% | 0.93% | 2.10% | 0.37% |
| ROSEBUD | 0.40% | 0.41% | 0.80% | 0.12% | 0.23% | 0.34% |
| FALLON | 0.45% | 0.36% | 0.36% | 0.00% | 1.21% | 0.00% |
| GOLDEN VALLEY | 1.12% | 2.04% | 0.88% | 1.77% | 2.42% | 0.00% |
| POWDER RIVER | 0.00% | 1.08% | 1.09% | 0.00% | 0.00% | 0.00% |
| TREASURE | 0.00% | 0.00% | 1.35% | 0.00% | 0.00% | 0.00% |
| WHEATLAND | 1.42% | 0.48% | 0.00% | 0.00% | 0.82% | 0.00% |
| WIBAUX | 2.63% | 0.00% | 0.00% | 1.75% | 3.39% | 0.00% |
Source: U.S. Senate Budget Committee, "Next to Fall," December 2024. Aggregated across reporting insurers; no company-level breakdown exists in the release. A high rate means insurers pulled back in that county, not that any specific company did.