Illinois homeowners nonrenewal rates by county
Share of homeowners policies the insurer chose not to renew, by county and year, sorted by the most recent rate. The data comes from insurers representing roughly 65 percent of the market, aggregated by the U.S. Senate Budget Committee, and was released once, in December 2024; it will not update.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| PULASKI | 0.97% | 0.78% | 0.56% | 2.62% | 1.90% | 2.99% |
| STARK | 1.25% | 1.38% | 0.27% | 0.53% | 1.45% | 2.33% |
| ALEXANDER | 1.25% | 1.46% | 0.74% | 2.37% | 1.27% | 1.69% |
| HAMILTON | 0.61% | 1.30% | 0.57% | 0.56% | 0.55% | 1.44% |
| MASSAC | 1.15% | 0.73% | 0.62% | 0.88% | 1.05% | 1.41% |
| BOND | 0.66% | 0.54% | 0.54% | 1.19% | 1.06% | 1.38% |
| MASON | 0.48% | 0.60% | 0.64% | 1.26% | 1.10% | 1.31% |
| WARREN | 0.76% | 0.64% | 0.42% | 1.33% | 1.21% | 1.30% |
| PIKE | 0.59% | 0.80% | 0.48% | 1.57% | 0.96% | 1.29% |
| JASPER | 0.57% | 0.67% | 0.56% | 0.34% | 0.47% | 1.25% |
| MOULTRIE | 0.46% | 0.51% | 0.22% | 0.98% | 1.16% | 1.18% |
| FRANKLIN | 1.08% | 1.49% | 0.69% | 1.05% | 1.45% | 1.16% |
| HANCOCK | 0.55% | 0.89% | 0.98% | 1.29% | 1.23% | 1.15% |
| WAYNE | 0.22% | 1.31% | 0.40% | 1.02% | 0.70% | 1.09% |
| SALINE | 0.90% | 0.97% | 0.55% | 1.28% | 1.02% | 1.07% |
| CARROLL | 0.47% | 0.48% | 0.61% | 0.60% | 0.81% | 1.06% |
| SCOTT | 0.58% | 0.57% | 0.70% | 0.95% | 0.84% | 1.02% |
| CLAY | 0.75% | 0.99% | 0.49% | 0.35% | 0.89% | 1.01% |
| MARSHALL | 0.69% | 0.89% | 0.68% | 0.99% | 1.37% | 1.00% |
| LAWRENCE | 0.60% | 0.77% | 0.42% | 0.65% | 0.88% | 0.99% |
| FULTON | 0.69% | 0.52% | 0.39% | 0.95% | 1.21% | 0.98% |
| MARION | 0.81% | 0.91% | 0.48% | 0.79% | 1.01% | 0.98% |
| MERCER | 0.33% | 0.53% | 0.20% | 0.93% | 1.14% | 0.98% |
| JACKSON | 0.61% | 1.01% | 0.36% | 0.81% | 0.62% | 0.97% |
| EDGAR | 0.69% | 0.60% | 0.55% | 1.46% | 1.50% | 0.96% |
| CLARK | 0.52% | 0.60% | 0.63% | 1.15% | 0.91% | 0.95% |
| WASHINGTON | 0.73% | 1.01% | 0.64% | 0.67% | 1.30% | 0.95% |
| FORD | 0.80% | 0.33% | 0.27% | 1.48% | 1.18% | 0.94% |
| LIVINGSTON | 0.43% | 0.59% | 0.38% | 1.17% | 0.72% | 0.93% |
| VERMILION | 0.88% | 1.13% | 0.79% | 1.12% | 0.78% | 0.93% |
| BOONE | 0.52% | 0.73% | 0.40% | 0.85% | 0.83% | 0.92% |
| IROQUOIS | 0.40% | 0.61% | 0.67% | 1.56% | 1.29% | 0.92% |
| COLES | 0.61% | 0.62% | 0.61% | 0.92% | 0.81% | 0.90% |
| MCDONOUGH | 0.75% | 0.53% | 0.43% | 1.26% | 0.95% | 0.90% |
| MACON | 0.56% | 0.64% | 0.47% | 0.95% | 0.84% | 0.88% |
| RICHLAND | 0.24% | 0.47% | 0.23% | 0.46% | 1.03% | 0.87% |
| MONTGOMERY | 0.23% | 0.56% | 0.38% | 0.91% | 0.86% | 0.86% |
| POPE | 0.84% | 1.23% | 1.03% | 1.16% | 0.99% | 0.86% |
| ROCK ISLAND | 0.54% | 0.54% | 0.50% | 0.90% | 0.61% | 0.86% |
| CASS | 0.37% | 0.62% | 0.37% | 1.30% | 1.36% | 0.85% |
| HARDIN | 1.59% | 2.33% | 0.73% | 1.50% | 0.98% | 0.85% |
| WHITESIDE | 0.52% | 0.75% | 0.49% | 0.92% | 0.72% | 0.84% |
| HENRY | 0.47% | 0.61% | 0.46% | 0.71% | 0.80% | 0.83% |
| KNOX | 0.91% | 0.63% | 0.44% | 0.75% | 0.88% | 0.83% |
| FAYETTE | 0.50% | 0.63% | 0.40% | 0.78% | 1.01% | 0.82% |
| ST. CLAIR | 0.66% | 0.73% | 0.45% | 0.65% | 0.62% | 0.82% |
| CHRISTIAN | 0.56% | 0.49% | 0.35% | 1.04% | 0.75% | 0.79% |
| KENDALL | 0.34% | 0.57% | 0.53% | 0.69% | 0.54% | 0.79% |
| MACOUPIN | 0.49% | 0.55% | 0.38% | 0.83% | 0.67% | 0.79% |
| WILLIAMSON | 0.62% | 1.08% | 0.47% | 0.70% | 0.56% | 0.79% |
| BROWN | 0.67% | 0.43% | 0.85% | 0.40% | 1.87% | 0.78% |
| DE WITT | 0.60% | 0.63% | 0.25% | 0.93% | 0.76% | 0.78% |
| BUREAU | 0.47% | 0.96% | 0.37% | 0.88% | 0.60% | 0.77% |
| CRAWFORD | 0.86% | 0.35% | 0.48% | 0.83% | 0.42% | 0.76% |
| SHELBY | 0.44% | 0.58% | 0.38% | 0.69% | 0.84% | 0.74% |
| WINNEBAGO | 0.65% | 0.75% | 0.50% | 0.86% | 0.74% | 0.74% |
| CUMBERLAND | 0.77% | 0.59% | 0.42% | 0.76% | 1.13% | 0.73% |
| DOUGLAS | 0.55% | 0.69% | 0.72% | 0.85% | 0.74% | 0.73% |
| OGLE | 0.47% | 0.60% | 0.37% | 0.78% | 0.74% | 0.73% |
| JEFFERSON | 0.64% | 1.08% | 0.58% | 0.83% | 0.87% | 0.72% |
| PIATT | 0.43% | 0.46% | 0.29% | 0.64% | 0.55% | 0.71% |
| COOK | 0.60% | 0.70% | 0.64% | 0.83% | 0.71% | 0.69% |
| JERSEY | 0.41% | 0.43% | 0.42% | 0.55% | 0.48% | 0.69% |
| PEORIA | 0.71% | 0.73% | 0.46% | 0.82% | 0.66% | 0.69% |
| MORGAN | 0.57% | 0.53% | 0.37% | 0.46% | 0.37% | 0.68% |
| CHAMPAIGN | 0.47% | 0.53% | 0.36% | 0.73% | 0.64% | 0.66% |
| DEKALB | 0.39% | 0.60% | 0.42% | 0.63% | 0.52% | 0.66% |
| KANE | 0.43% | 0.58% | 0.46% | 0.57% | 0.55% | 0.66% |
| LOGAN | 0.49% | 0.51% | 0.46% | 0.65% | 0.89% | 0.66% |
| STEPHENSON | 0.53% | 0.56% | 0.33% | 0.57% | 0.65% | 0.66% |
| LAKE | 0.59% | 0.54% | 0.65% | 0.56% | 0.54% | 0.65% |
| LEE | 0.43% | 0.55% | 0.29% | 0.55% | 0.67% | 0.64% |
| WOODFORD | 0.30% | 0.49% | 0.33% | 0.57% | 0.41% | 0.64% |
| JOHNSON | 0.63% | 0.49% | 0.62% | 1.34% | 1.34% | 0.63% |
| LASALLE | 0.66% | 0.49% | 0.37% | 0.63% | 0.62% | 0.62% |
| PERRY | 1.07% | 1.04% | 0.47% | 0.96% | 1.00% | 0.62% |
| MADISON | 0.57% | 0.57% | 0.41% | 0.64% | 0.50% | 0.60% |
| CALHOUN | 0.54% | 0.56% | 0.28% | 1.91% | 0.86% | 0.59% |
| JO DAVIESS | 0.23% | 0.42% | 0.58% | 0.58% | 0.47% | 0.59% |
| KANKAKEE | 0.49% | 0.71% | 0.51% | 0.83% | 0.66% | 0.59% |
| WILL | 0.49% | 0.57% | 0.49% | 0.76% | 0.57% | 0.57% |
| PUTNAM | 0.54% | 0.63% | 0.27% | 0.53% | 0.45% | 0.56% |
| RANDOLPH | 0.35% | 0.43% | 0.20% | 1.02% | 0.76% | 0.56% |
| CLINTON | 0.25% | 0.30% | 0.19% | 0.41% | 0.37% | 0.55% |
| UNION | 0.42% | 0.68% | 0.57% | 1.42% | 1.40% | 0.55% |
| ADAMS | 0.49% | 0.47% | 0.35% | 0.75% | 0.74% | 0.54% |
| MCHENRY | 0.41% | 0.48% | 0.41% | 0.46% | 0.53% | 0.54% |
| GALLATIN | 0.74% | 0.74% | 0.56% | 0.72% | 0.36% | 0.53% |
| MONROE | 0.16% | 0.25% | 0.35% | 0.31% | 0.35% | 0.53% |
| TAZEWELL | 0.58% | 0.53% | 0.33% | 0.62% | 0.66% | 0.53% |
| GRUNDY | 0.35% | 0.38% | 0.38% | 0.61% | 0.52% | 0.52% |
| SANGAMON | 0.40% | 0.57% | 0.45% | 0.58% | 0.49% | 0.52% |
| EFFINGHAM | 0.44% | 0.48% | 0.28% | 0.46% | 0.53% | 0.51% |
| WABASH | 0.50% | 0.64% | 0.35% | 0.69% | 0.70% | 0.51% |
| WHITE | 0.63% | 0.88% | 0.66% | 1.05% | 1.22% | 0.51% |
| SCHUYLER | 0.12% | 0.00% | 0.24% | 0.35% | 0.72% | 0.49% |
| EDWARDS | 0.31% | 1.39% | 0.00% | 0.46% | 0.47% | 0.47% |
| DUPAGE | 0.38% | 0.42% | 0.43% | 0.52% | 0.48% | 0.44% |
| MCLEAN | 0.29% | 0.35% | 0.23% | 0.57% | 0.40% | 0.39% |
| GREENE | 0.70% | 0.51% | 0.44% | 0.98% | 0.61% | 0.38% |
| MENARD | 0.31% | 0.41% | 0.30% | 0.74% | 0.40% | 0.37% |
| HENDERSON | 0.29% | 0.72% | 0.72% | 0.95% | 0.42% | 0.14% |
Source: U.S. Senate Budget Committee, "Next to Fall," December 2024. Aggregated across reporting insurers; no company-level breakdown exists in the release. A high rate means insurers pulled back in that county, not that any specific company did.