California homeowners nonrenewal rates by county
Share of homeowners policies the insurer chose not to renew, by county and year, sorted by the most recent rate. The data comes from insurers representing roughly 65 percent of the market, aggregated by the U.S. Senate Budget Committee, and was released once, in December 2024; it will not update.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| LAKE | 1.24% | 1.79% | 0.43% | 1.02% | 4.95% | 7.56% |
| TRINITY | 0.97% | 0.73% | 0.50% | 0.92% | 5.30% | 7.27% |
| MARIPOSA | 2.68% | 4.38% | 4.01% | 1.78% | 5.39% | 6.87% |
| CALAVERAS | 2.86% | 8.51% | 4.97% | 3.13% | 5.27% | 6.77% |
| PLUMAS | 1.68% | 3.28% | 1.88% | 0.88% | 4.35% | 6.60% |
| SIERRA | 3.92% | 2.88% | 2.43% | 1.51% | 6.17% | 6.60% |
| NEVADA | 2.30% | 9.74% | 5.82% | 2.35% | 5.04% | 6.51% |
| TUOLUMNE | 7.33% | 10.96% | 6.57% | 1.99% | 2.67% | 6.10% |
| AMADOR | 2.31% | 7.07% | 1.13% | 4.25% | 4.80% | 5.42% |
| TEHAMA | 0.89% | 0.74% | 0.45% | 0.63% | 2.71% | 5.29% |
| EL DORADO | 2.28% | 4.26% | 4.74% | 2.71% | 2.39% | 5.01% |
| SHASTA | 1.05% | 1.34% | 1.02% | 0.89% | 3.19% | 4.92% |
| LASSEN | 1.11% | 1.03% | 0.59% | 0.65% | 2.09% | 4.14% |
| MENDOCINO | 0.87% | 1.34% | 0.55% | 0.77% | 3.99% | 4.12% |
| BUTTE | 1.69% | 2.11% | 3.25% | 1.04% | 3.70% | 3.24% |
| SISKIYOU | 1.31% | 1.94% | 1.04% | 1.00% | 1.38% | 3.18% |
| INYO | 0.67% | 0.59% | 0.38% | 0.59% | 1.04% | 3.10% |
| MADERA | 0.99% | 1.70% | 0.94% | 0.89% | 1.89% | 2.85% |
| MONO | 0.68% | 0.77% | 0.67% | 1.10% | 3.47% | 2.72% |
| YUBA | 1.14% | 1.05% | 0.50% | 0.90% | 1.90% | 2.32% |
| RIVERSIDE | 1.30% | 1.17% | 1.13% | 1.70% | 1.61% | 2.29% |
| PLACER | 1.16% | 1.69% | 0.84% | 1.47% | 1.21% | 2.19% |
| MODOC | 0.47% | 0.56% | 0.50% | 1.17% | 1.14% | 2.18% |
| SAN DIEGO | 1.11% | 1.11% | 0.98% | 1.33% | 1.40% | 2.16% |
| SANTA CRUZ | 0.47% | 0.62% | 0.52% | 1.82% | 3.48% | 2.03% |
| SAN BERNARDINO | 1.31% | 1.52% | 1.02% | 1.42% | 1.65% | 2.01% |
| KERN | 1.30% | 1.16% | 0.78% | 1.07% | 1.19% | 2.00% |
| VENTURA | 0.90% | 0.95% | 0.88% | 1.80% | 1.48% | 1.93% |
| HUMBOLDT | 0.61% | 0.81% | 0.39% | 0.36% | 1.74% | 1.90% |
| ALPINE | 2.70% | 2.08% | 1.13% | 0.39% | 1.69% | 1.83% |
| FRESNO | 0.75% | 0.57% | 0.45% | 0.75% | 0.87% | 1.54% |
| SAN JOAQUIN | 0.80% | 0.56% | 0.45% | 0.61% | 0.56% | 1.52% |
| KINGS | 0.60% | 0.48% | 0.33% | 0.80% | 0.61% | 1.49% |
| TULARE | 0.94% | 0.71% | 0.65% | 0.85% | 0.79% | 1.49% |
| ORANGE | 0.97% | 0.87% | 0.85% | 1.06% | 1.02% | 1.48% |
| LOS ANGELES | 0.86% | 0.90% | 0.78% | 1.14% | 1.32% | 1.43% |
| NAPA | 0.51% | 0.57% | 0.31% | 0.55% | 2.46% | 1.43% |
| SANTA BARBARA | 0.93% | 1.15% | 1.18% | 2.10% | 2.01% | 1.39% |
| SONOMA | 0.68% | 0.71% | 0.43% | 0.64% | 1.92% | 1.39% |
| SACRAMENTO | 0.85% | 0.50% | 0.45% | 0.71% | 0.59% | 1.34% |
| STANISLAUS | 0.69% | 0.47% | 0.43% | 0.63% | 0.54% | 1.33% |
| MONTEREY | 0.70% | 0.76% | 0.47% | 0.97% | 1.86% | 1.25% |
| SOLANO | 0.58% | 0.47% | 0.37% | 0.59% | 0.62% | 1.24% |
| ALAMEDA | 0.59% | 0.46% | 0.48% | 0.56% | 0.85% | 1.16% |
| IMPERIAL | 0.63% | 0.54% | 0.48% | 0.46% | 0.53% | 1.13% |
| SAN LUIS OBISPO | 0.76% | 0.72% | 0.65% | 1.15% | 1.19% | 1.13% |
| COLUSA | 0.82% | 0.73% | 0.27% | 0.61% | 0.64% | 1.12% |
| MARIN | 0.82% | 0.88% | 0.78% | 1.47% | 1.84% | 1.12% |
| CONTRA COSTA | 0.64% | 0.48% | 0.55% | 1.09% | 0.94% | 1.11% |
| DEL NORTE | 1.00% | 0.70% | 0.35% | 0.59% | 1.89% | 1.07% |
| SAN FRANCISCO | 0.55% | 0.42% | 0.36% | 0.73% | 1.28% | 1.03% |
| SAN MATEO | 0.48% | 0.46% | 0.41% | 0.72% | 0.97% | 0.88% |
| SUTTER | 0.74% | 0.44% | 0.34% | 0.38% | 0.28% | 0.88% |
| SANTA CLARA | 0.54% | 0.39% | 0.34% | 0.64% | 0.79% | 0.84% |
| GLENN | 1.30% | 0.56% | 0.49% | 0.48% | 0.51% | 0.83% |
| YOLO | 0.64% | 0.39% | 0.23% | 0.53% | 0.35% | 0.83% |
| MERCED | 0.58% | 0.47% | 0.36% | 0.44% | 0.44% | 0.82% |
| SAN BENITO | 0.67% | 0.44% | 0.77% | 0.39% | 0.80% | 0.80% |
Source: U.S. Senate Budget Committee, "Next to Fall," December 2024. Aggregated across reporting insurers; no company-level breakdown exists in the release. A high rate means insurers pulled back in that county, not that any specific company did.